The
Challenge
of Aging at Home
As we progress through life, our needs increase, making access to quality care essential. Rising home care costs, driven by inflation, have created serious challenges for those paying out of pocket. While home care is generally more affordable than assisted living, many older Americans now face significant price hikes that put care out of reach.
Families face a critical question: How can they finance necessary support for loved ones? The financial burden often requires careful budget reassessment and creative funding solutions. In some cases, older adults have had to leave care facilities or reduce in-home support due to soaring costs, raising emotional concerns about providing adequate care.
It’s important to consider:
Is your family prepared for these financial decisions?
Are there affordable alternatives for ongoing care?
Do you feel limited in your options?
AGING AT HOME
PROGRAM
UNDERSTANDING
NHTD
&
TBI
WAIVERS
The Nursing Home Transition and Diversion (NHTD) waiver is a Medicaid program designed to help eligible individuals with disabilities or chronic illnesses transition from nursing homes or avoid institutionalization. It provides tailored services and supports that promote independent living and active participation in community life.
A Traumatic Brain Injury (TBI) waiver is a state-administered Medicaid program that supports individuals living with the effects of a brain injury. It offers specialized care, rehabilitation, and resources not typically covered by traditional insurance, helping participants live as independently as possible and maintain quality of life.
The TBI waiver addresses a wide range of needs — from daily living assistance to long-term support — carefully tailored to meet the complex and unique challenges faced by individuals recovering from brain injuries. Without these waivers, many would struggle to access essential services for rehabilitation, daily living, and overall well-being.
Services Offered
Through the Program
Provides personalized emotional support to help participants adjust to community living, adapt to changes in abilities, and maintain healthy relationships.
Guides participants through the waiver enrollment process and manages all services in their care plan.
Offers group or community-based activities designed to enhance functional skills and independence.
Assesses functional abilities and provides training in budgeting, organization, cooking, self-care, and transportation.
Ensures participants’ health and safety at home, including personal care assistance with Activities of Daily Living (ADL) and Instrumental Activities of Daily Living (IADL).
Helps reduce challenging behaviors and promote socially appropriate responses.
Provides essential travel to ensure access to services and community participation.
Eligibility
Requirements
Enrollment
Timeline
Eligibility Confirmed. Requirements verified and approved.
Service Coordinator Assigned. Coordinator works with you to prepare your care plan.
Enrollment Completed.
* Enrollment typically takes about 3-4 months. However, this timeframe can be affected by the complexity of the individual's case and the availability of needed services.
Have questions, need more details, or just want to talk with someone from our team?
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